If you are driving a car, the law says that you need coverage for it. It doesn’t matter how safe your driving is, other drivers on the road can’t be trusted. Auto insurance companies do give the security of protecting the car against any unforeseen damages, but sometimes these companies take innocent consumers for a ride, indulge in unfair practices of charging them more through the concept of hidden fees, and shy away from paying the damage fees when needed.
It is not just auto insurance, it is the entire insurance market that is too opaque for an average American to understand. We all know that we have to pay a certain amount, but how did the insurance amount reach that figure? No one knows, and very few ask. There is also the popular concept of hidden fees, which not many know. The following pointers are often used by auto insurance companies to save or minimize the payments made to customers.